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What we learn running e-Transfer payments in production, we publish here. Every claim carries its source.

2026-08-31

Canada's Real-Time Rail: what it means for your e-Transfer

Canada's Real-Time Rail targets a phased launch from late 2026. What it means for your Interac e-Transfer, what stays the same, and how refunds change.

2026-08-31

QR codes that request money: the till upgrade Canada has barely deployed

Interac's Business Request Money can turn a storefront QR into a bank-authenticated payment request. Only 5 institutions distribute it today.

2026-08-31

Fintechs can now join Interac e-Transfer. Here is how the door opened.

Fintechs can now apply to join Interac e-Transfer. The RPAA rules, the two connection paths, the 5 authorized CSPs, and what is still unknown.

2026-08-31

Anyone can try Canada's new payment rail sandbox today, for free

Payments Canada's developer portal is free and open to anyone. Get same-day sandbox keys and test the Real-Time Rail's ISO 20022 messages.

2026-08-31

Our position: Canada's payment edge should be open

Our stance, signed: Canada's payment rails are shared national infrastructure, and the acceptance edge should be open to any corner store.

2026-08-31

How to tell a real Interac e-Transfer email from a fake

Real Interac e-Transfer emails come from notify@payments.interac.ca and carry a DKIM signature. Here are the checks map.ca runs on every notice.

2026-08-31

RBC and BMO are selling Moneris. Here is what it means for how Canadian businesses get paid.

RBC and BMO announced the sale of Moneris for about $2 billion on August 10, 2026. What it means, and the e-Transfer rail that needs no processor.

e-map.ca holds evidence, never money. Confirmation comes from the verified Interac notification email; the bank balance is the final truth.

A map.ca project from Owen Sound, Ontario, built on the map.ca stack. Interac and Interac e-Transfer are registered trade-marks of Interac Corp., used here to refer to the service. e-map.ca is not affiliated with, or endorsed by, Interac Corp. or any bank.